You’ve found the right property...

...and need to borrow to buy it?

Why Circle Finance Group?

We're here to help with advice for the right loan.

Smart strategies

Whether you're a first-time homebuyer or expanding your property portfolio, it’s a decision you want to get right. We’ll devise a flexible lending strategy considering your big-picture plans while reducing risk and minimising costs.

More clarity, less complication

We untangle the mortgage maze and reduce the overwhelm, so you can borrow confidently, achieve your goals, and get ahead sooner – at no cost to you.

Your long term success

We’re here for the long run, supporting all your borrowing needs, from keeping your loan in check to finding better rates and unlocking long-term savings.

Loans that suit your individual needs, achieve your goals and save you money

Buying a home

Ready to step into your next property or buy your first home? We provide insights on the right loan structures, costs, and timing that aligns with your needs.

Smart refinancing

A regular health check of your home loan means as interest rates fluctuate and competitive products emerge, we can assess if there are better options to help you get ahead.

Renovating or extending

Planning home improvements? With our diverse loan solutions and access to lenders we’ve got your unique renovation or extension needs covered.

Buying an investment property

We help unlock the potential of your property portfolio with strategic finance solutions. By collaborating with your other professional advisers, we ensure your loan structures are tax effective and align with your investment goals.

Purchasing through a Self Managed Super Fund

Navigating SMSF lending is complex and requires expertise. We work closely with your Financial Planner, Accountant, and Solicitor to find suitable and competitive SMSF loan products.

Comprehensive financial management

We can introduce you to our broad network of referral partners and service providers, from financial planners and accountants to buyers' advocates and real estate agents to help manage all your financial needs.

This is why we do what we do

Our clients love the Circle Finance Group experience

But don't just take our word for it - hear what they have to say!
Fab Ornate G.
Fab Ornate G.
Thank you Michael, for the stress-free journey on the path to acquiring our new homeAs owners of a small business, it can be a complex exercise to find a suitable lender and from our first point of contact with Michael, we knew that we were in good hands.Drawing on Michael’s experience and knowledge, we were soon provided with the best available options and in no time, we were looking for our new home with pre-approved finance.We were very impressed with Michael’s support and guidance through the entire process.Very rarely do we experience the level of customer service that was afforded to us by Michael, including follow up calls post settlement to see if further assistance is needed.We would highly recommend Michael.Jamie & Sue
Steve L.
Steve L.
Very professional service and excellent financial industry knowledge
Kate H.
Kate H.
Recently had the pleasure of having Michael and the Circle Group team organise the finance for our first investment property. His knowledge and understanding was amazing, and nothing was a hassle. He walked us through every step, from an equity loan on our current house to the investment loan for the property we purchased.Michael was able to break everything down and give us multiple options to choose from. He negotiated to lower our current interest rate and managed to push through applications and processes at a very busy time of year.I would highly recommend you speak to Michael and the team at Circle if you're after any help with dealing with the banks. His network is vast and his work thorough and professional.
Robert T.
Robert T.
I’d been thinking about refinancing for a while but imagined it being a long, difficult process. It isn’t with Michael. He made the process so easy from start to finish. Within two weeks of first contacting Michael, I had a new home loan with a substantial rate discount and $2000 cash back in my pocket. Highly recommended, Michael does all the hard work and guides you every step of the way. I recommend everyone review their current loan and Michael is a great person to help you do it.
Tim H.
Tim H.
Couldn’t recommend Michael more highly - as a self employed business owner navigating the loan market was difficult, however Michael made it simple! (And we got the loan!)
Trent W.
Trent W.
Michael offered an excellent, personalised service. He went above and beyond to make sure our home loan was locked in as soon as possible and settlement went smoothly. Highly recommend!
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